What is Your Investment Focus?

The function of financial or investment funds focus ought be critical that you arrange earlier you start investing.

Which investment focus from several investment direction below?.

 investment focus
Short-term investments (Maximum 1 year).
  • Investment Focus: to secure the principal as he got a growth advantage. Because, there are some investments, such as stock value fluctuates substantially. The advantage is not too large, though still above the conventional investments, such as savings. Financial objectives: to meet cash needs in the short term. For example, the cost of the wedding, doing home renovations in the year ahead. Example: deposits, short-term bonds, money market mutual funds. 
Medium term investment  (1-5 years).
  • Investment Focus: expecting passive income such as interest, the results in the medium term. Investors generally expect growth in the value of investments, other than the value of principal is safe, the growth rate or profit is also higher than short-term investment. Financial goals: a plan to take a Master degree, buy a house. Examples: fixed-income funds, medium-term debt, ORI, Promissory notes, precious metals 
Long-term investments (over 5 years).
  • Investment Focus: profitable growth over the long term. Therefore, the length of time, then you or your investment manager can do a lot of maneuvering in managing your wealth. Every year you also opportunity to do the evaluation, so that in the next year you get a higher profit. In time investment so it's important: the longer the more maneuverability. Financial goals: retirement, college education funds for small children. Financial objectives: university fees for your children are still young, your retirement fund. Example: stocks, mutual funds mixture, mutual fund shares, property (apartment, house)