Types of Investments for Beginners

Investments can be made in the form of financial or fixed assets. His election is up to us the courage to take risks or what is often called a risk profile. Here are the types of investments to choose from.


Investments for Beginners


1. Gold Investment
Precious metal or gold 99.99% is one of the precious metals and rare presence can be accepted by the public. It is easy to set up, making gold is often used in making jewelry. Gold is also a tool that is safe and profitable investment.

In this uncertain situation, many people are turning to gold because gold has a value that is more stable and is regarded as a currency without restriction important and secure asset that can be cashed at any time needed. U.S. dollar exchange rate moves in line with the gold, making gold investors double benefit if the price of gold rose.

2. Savings Investment
Investment savings tantamount to save, save in a savings account in the bank, it can be said not to invest. Because the bank deposit rate  is currently very low. Coupled with the high rate of inflation, the value of money in a savings or deposit will not mean anything - what will be the future. Saving money in the bank does not mean nothing to gain, because our money is safe in the bank and we can withdraw savings at any time when needed.

3. Insurance Investment
Insurance is basically a system to lower the risk of financial loss by channeling loss of a person or entity to another or financial product that provides financial protection. While an investment into additional functions that can not invest without buying an investment.

4. Mutual Fund Investments
Mutual funds are superior in diversity choice, from the based, stocks, bonds or money market. So the mutual fund investment options a lot more to offer, investors choose to live in accordance with the wishes and also ready to bear the risk.

5. Stocks Bonds Investing
Bonds issued by the State interest to be taken, because the interest is higher than the deposit. But deposits issued by corporations should watch out because the security level should be wary.

6. Land and Building Investment
These investments are classified as long-term investments, where the price of land and buildings to soar higher and higher.

All investments are basically good, it all depends on the courage of the risk that investors will receive as well as the time period. Its best if we got it all does look greedy, but we can see from the function and usefulness of the investment, for example saving as most traditional investments should we have to save money for transactions and to spare. Gold proved to be the best investment in the worst because it can be as a backup in case of very high inflation. Investments of insurance serves to protect as well as benefit from the investment proficiency level.

Mutual funds have a smaller risk than bonds. And investment in land and buildings have a lower level of risk as well and we benefit indirectly because the point value higher and higher