No need to use complicated accounting systems for single financial performance. But enough control between expenditure and income alone. To keep the balance between the two occur, there needs to be a balance that can be allocated as a savings in the future.
Although a young age, and almost no dependents, but you should already have to fix to managing finances. Therefore, try to follow these easy tips to manage your finances as follows.
- Each will come in time payday, try to make some sort of schedule for yourself. Write down the list of expenditures based on the most urgent priority to three lists that are not urgent.
- Then try to calculate the estimated income you will earn in the current month. Calculate how many days you work, and how many days you are off or not working permit.
- The results of the calculation of income you try to subtract from the calculation of the estimated spending. And the difference is that you secure the money you can save, and should be allocated to the savings or added to your deposit.
- Later, when Your salary comes acceptance, then you should do according to the plan you have created. That is the difference of saving or save money and not spend it there. In this case you should try to discipline yourself.
- The next step, you start planning what you have created based on priorities. And you still have the possibility and the second chance to save your money back. The trick is to prioritize the payment of costs by a first priority. Furthermore, it is less urgent in the three lists that you have created, you can select one to meet, or even not at all. So that funds are reserved for those extras list, you can eventually use to something more positive.
- Now begin to think of, funds from the list of extras that you do not remove it before you'll decide to save it or even use it to try to light business that can bring more money, for example try to buy stock mutual funds, or small business, retail business or women bags.
- Follow the path as it is consistent from month to month.
- Suggestions expenses should also be included in the draft each month, activities that are social and religious environment. Like for instance, sympathize orphans and the poor, or give a reward program for nursing homes. Then secured finances and your single social life , will be balanced and become perfect.
